Can I negotiate my credit card balance if I offer to pay a lump sum?

Posts Tagged ‘Business Cards’

Can I negotiate my credit card balance if I offer to pay a lump sum?

By Author on Monday, August 16th, 2010 | 5 Comments

We refinanced and took cash out so we can pay off our credit cards. My question is if we contact the credit card companies, will they reduce the amount owed if we offer to pay them a lump sum in order to pay it off? Has anyone done this? Is it possible? Thank you. Related [...]

I want to get a credit card to build credit, are there any companies that will give me one? Any suggestions?

By Author on Monday, August 16th, 2010 | 7 Comments

I tried to apply for a bill me now program at Toys R Us and was denied because I didn’t have credit. I remembered my teacher saying to build good credit, get a credit card, buy something little (like gum) pay it off when the bill comes, then never use it again (cut it up). [...]

How does a bad credit auto loan really work?

By Author on Saturday, August 14th, 2010 | 4 Comments

My credit score is probably 0 (yes I know that’s not possible) but it’s pretty bad. Say for example I want a ,000-,000 car, how much would I have to put down and how much would the interest typically be? Related Credit Card Sites What exactly happens to a credit score when you purchase a [...]

What the best secured credit card with bad credit?

By Author on Wednesday, August 11th, 2010 | 5 Comments

Anyone know of any really good secured credit card deals for people who have bad credit? I’m looking for one preferably with minimum annual fees. Actually I just read what the difference between secured and unsecured is and I really want an unsecured credit card. Is there any that you would suggest? Related Credit Card [...]

Does anyone still carry cash in thier wallets? Or have most people switched over to credit/debit cards?

By Author on Monday, August 9th, 2010 | 1 Comment

When I need money I go to the bank or ATM and withdraw cash. I really like the feel of cash leaving my hands and get to feel the money being spent. Do you enjoy having money in your wallet? I do! Debit cards and credit cards aren’t real money to me. When you hand [...]

Southwest Credit Card

Posts Tagged ‘Business Cards’