Posts Tagged ‘Balance Transfer’


How does transferring balances on my credit card affect my credit score?

I consolidated two credit cards onto one new credit card that offered 6 months 0% APR and then a lower APR after those months were up than what the charges were on before. I have been making monthly payments and have made good dent in the debt, but now are receiving better balance transfer offers. [...]

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How do you get interest rates on credit cards lowered?

From the books that I have read and advice I have seen on tv, they always tell you to call your credit card compaines and ask them to reduce the rates. We have a few store credit cards and I called and asked and all of them said no. Is there a certain place to [...]

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I am having 4 credit cards and done the balance transfer. Can i apply one more credit Card?

I am having 4 credit cards and done the balance transfer. Now I need to pay one of credit before April. I want to apply one more credit card to do that. It is possible to apply one more credit card. Which is the best credit that gives me higher credit limit? When can I [...]

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Why do credit card companies run several offers at once for balance transfers?

This is an amusing thing that I found when I simply took a look at my Chase Visa card (it has no balance). My offers for a balance transfer are: 0% APR for the first 8 billing cycle(s) (Respond by: 11/30/10) 1.99% APR for the first 15 billing cycle(s) (Respond by: 11/30/10) 0% APR through [...]

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Am I gonna save with this credit card balance transfer offer?

Ok i’m clueless as to how to do calculations for APR and all. So here goes: My current card has an APR of 10.49%. I want to do a balance transfer of 00 to another card with a 0% APR for a year, but with a 3% balance transfer fee. Am I gonna save money? [...]

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